HOW TO FIND & BUY FORECLOSURES TO CREATE INSTANT EQUITY Buying a foreclosed property can be a great investment. It can also be a terrible one too. Not all foreclosures are created equal. Check out this video and read the article for a more in depth look at building wealth by investing in foreclosures. WHAT IS A FORECLOSURE? For all my newbies out there trying to get your feet wet, let me break down what a foreclosure is. In a nut shell, a foreclosure is when the owner has stopped making [...]

HOW TO FIND OFF-MARKET HOMES FOR SALE | EXPERT TIPS It’s becoming increasingly difficult every day to find the perfect house for home buyers because of the housing shortage. Inventory is so low at the time of writing this, that buyers are tearing each other apart and sellers are getting multiple offers within minutes of going on the market. But what are some creative ways to find the perfect house that no one else can? Watch the video and keep on reading for a more in depth look. TERMINATED & EXPIRED LISTINGS [...]

CREDIT REPAIR FOR BUYING A HOME | YOUR CREDIT SCORE MATTERS | MINIMUM CREDIT SCORE FOR HOME LOANS If you are considering purchasing a house in the near future, but you know you have terrible credit, you need to get a head start on this process now as it could take some time to repair. Don’t wait until the last minute. Start now. Let’s review why starting to re-build your credit now will pay off in the future. HOW COMMITTED ARE YOU? Before you start your credit repair journey, you [...]

TIPS ON GETTING YOUR PRE-APPROVAL FOR A MORTGAGE LOAN WHAT IS A PRE-APPROVAL? A pre-approval is a document or letter from your mortgage lender stating how much house you are qualified for. On this letter, it will state your estimated interest rate, down payment, and type of loan. It’s imperative you obtain one prior to house shopping. The last thing you want to do is find the house of your dreams only to find out you can’t get approved for it. That’s a devastating feeling! SO HOW DO YOU [...]

HOW MUCH YOU NEED FOR A DOWN PAYMENT TO BUY A HOUSE | DOWN PAYMENT & LOAN TYPES EXPLAINED Before you commit to buying a house in the Houston area you need to first understand how much you will be required to have as a down payment. And this all depends on the loan type and a few other factors. Let’s dive in… MOST COMMON LOAN TYPES First, we are going to cover the traditional means of financing the purchase of a home. Some of the most common loans you will [...]

HOUSTON HOME BUYERS GUIDE We understand buying a house in Houston can seem overwhelming, especially if it’s your first time. Which is why we created a Houston Home Buyer's Guide to help you along the way. WHAT IS IT? This guide explains the home buying process from start to finish. Most home buyers are unaware of the process and how long it takes to buy a house in Houston or the hoops you have to jump through to get to closing. By creating this downloadable guide, our hope is to shine [...]

HOME INSPECTIONS IN HOUSTON - EVERYTHING YOU NEED TO KNOW One of the most important things you can do when buying a home in Houston, is getting a property inspection done. This report will cover any major defects with the property such as foundation issues, electrical issues, etc. But when do you get one done? What should you be concerned about? When should you walk away from the deal? Read on for all of these answers and more. THE FIRST THING WE ALWAYS GET ASKED IS, WHEN DOES A BUYER GET [...]

BUYING A FIXER-UPPER | THE FOOL PROOF WAY TO FLIPPING HOUSES Buying a fixer-upper can be a fantastic opportunity to build wealth in real estate. Finding them in today’s market can be challenging, but definitely worth pursuing. Let’s take a deeper dive before you call yourself the next Chip & Joanna Gaines. FOR YOURSELF OR AN INVESTMENT? First, you need to ask yourself if this is going to be your primary residence or an investment property for a quick flip or rental. The reason being is that the numbers and [...]

HOME WARRANTY COMPANIES | REAL OR SCAM?! Think of a home warranty like your cars warranty from a dealership. If something happens after you purchase a new car, you can get it repaired if the car is still under warranty. It’s the same way with a house. But is it worth it? Let’s find out! WHAT IS A HOME WARRANTY? A home warranty is a service contract that covers the expenses to replace or repair certain items and appliances within the home. Some examples of items covered can include [...]